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What Does Workers’ Compensation Cover in Kentucky?

Have you been injured at work? You may be entitled to workers’ compensation. Yet, even though most people employed in the state of Kentucky are eligible for workers’ comp benefits, many people don’t understand how to take advantage of them. Our Louisville workers’ compensation attorneys at Walker Wallace, PLC are here to help.

Understanding and Protecting Your Rights as a Worker

If you have been injured at work, it is vital you take that injury seriously by reporting it. Even minor injuries can result in missed work or develop into more serious problems later. In personal injury cases such as workers’ compensation, it is always better to be safe than sorry when it comes to your health and livelihood. Fortunately, you have rights as a company employee and are fully empowered to take advantage of them by law, despite what your employer may want you to believe.

What Injuries are Covered by Workers’ Compensation?

Just about any injury is covered by workers’ comp—what really matters is that the injury occurred either at work or as part of a work-related activity. Kentucky law states that all physical injuries and occupational illnesses arising in and out of employment are covered. That means even injuries and diseases that develop over a long period of time are eligible for compensation.

The most common types of work injuries include:

  • Car accidents (i.e. during rideshares or deliveries)
  • Machinery accidents
  • Overexertion (when a person strains or pulls a muscle or a joint, or slips a disc while performing job duties)
  • Slips, trips, and falls
  • Being struck by or against an object
  • Workplace violence (i.e. armed robbery or assault on company property)
  • Injuries that develop due to repetitive motion, such as carpal tunnel and degenerative disc disease
  • Illnesses that develop from working in dangerous conditions over long periods of time, such as cancer or a respiratory condition like asthma

What is Considered a Work-Related Injury?

Work accidents are most likely to occur at jobs that are inherently dangerous, such as in the field of construction. However, any employed individual is at risk of an accident. There are some situations in which you are more or less likely to receive, compensation, however. Below are some examples.

What does count as a work injury:

  • An injury incurred while you were doing something on behalf of your employer or otherwise in the course of employment
  • An illness which was caused directly by one’s employment duties
  • Injuries suffered while attending a company-sponsored event, like a conference or party

What doesn’t count as a work injury:

  • An injury incurred while out for drinks with your boss and/or coworkers
  • An injury sustained while commuting to or from work
  • Injuries caused by your own drug or alcohol abuse
  • Workplace fights or altercations, for the most part

Workers’ compensation cases can be very complex because they often involve numerous factors. For instance, a construction workers’ injury may be caused by a negligent contractor, malfunctioning machinery, or repetitive motion and in all of these cases, a different party could be at fault. To aid with your claim, we highly recommend contacting a lawyer to help you file your workers’ compensation paperwork, or to represent you if your claim has been denied.

If you have any questions about workers’ compensation or have been injured at work and would like to work with an attorney who will help you file and defend your claim, contact us now. Walker Wallace, PLC has been fighting for fair workers’ compensation in Louisville and across Kentucky for almost 20 years.