Worker’s compensation law is addressed in Chapter 342 of the Kentucky Revised Statutes (KRS). The purpose of such laws is to place the responsibility of workplace injuries and illnesses on the company or industry at which they occurred. However, taking advantage of such rights can be complicated, especially if you’re trying to file a claim while also recovering from painful injuries. Our Louisville workers’ compensation attorneys break down who has a right to such benefits and when to file your claim.
Answering Your Kentucky Workers’ Compensation Questions
At Walker Wallace, PLC, we have been helping the people of Kentucky receive fast and fair workers’ compensation since 2002. In this blog post, we address basic workers’ compensation laws in our state to help you get started—if you have any other questions, contact us for a free consultation.
Does Kentucky Require Employers to Carry Workers’ Compensation Insurance?
For the most part, yes. Most people who work in Kentucky are covered because according to KRS 342.640, the definition of “employee” is very broad. Anyone employed, even if they are contracted, undocumented, seasonal, or working their first day on the job, is covered. Even companies who employ only one person, part-time or full-time, must have insurance or be self-insured.
Workers’ compensation does vary somewhat by the type of employer as well as employment. Government employees are entitled to certain benefits whereas some agricultural and domestic workers may be excluded from workers’ compensation benefits entirely. For more information, contact your HR department or boss.
How Soon Do I Have to File My Workers’ Comp Claim?
Kentucky’s statute of limitations for worker’s compensation in Kentucky is two years. This means you have to submit your claim within two years of either suffering the injury or “discovering” the injury or illness.
To get workers’ comp in Kentucky, you must complete the following steps:
- Seek medical attention right away, even if you don’t think you need it. Having medical records to back up your workers’ comp claim is vital to getting it approved and receiving fair compensation.
- Notify your employer, in writing, of the accident as soon as possible. Describe in detail where and when it occurred, how you were injured, and what injuries you sustained.
- File a workers’ compensation claim. You can find the necessary forms here.
While you can file a claim without hiring a lawyer, an experienced worker’s compensation attorney can help you ensure that your claim is adequately presented so it is approved the first time around. If your claim was filed and then denied, you may also reach out to us then.