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Who is covered under workers' compensation?

When looking for work in Kentucky, people obviously take care to evaluate the nature of the work they will be doing and the type of compensation they may receive. This compensation may include an hourly wage or salary as well as benefits such as health insurance, retirement account contributions, vacation time and more. However, people should also be aware of their ability to be taken care of in the event that they develop an illness due to a job situation or environment or if they are injured in an accident at work. 

According to the Kentucky Department of Workers' Claims, the definition of who is considered an employee eligible for workers' compensation is rather broad. Both private and public employers are required to provide this type of coverage if they have even only one employee. This includes school districts, public utilities, counties, municipalities and the state.

Covered employees include people who provide trade services, corporate executive officers and employees of public entities like school districts and local or state governments. Also a person who is either implied or expressly under contract to work for a company is considered an employee for this purpose. Volunteer firefighters and newspaper delivery or sales personnel may also be classified as employees and therefore able to claim workers' compensation benefits.

This information is not intended to provide legal advice but is instead meant to give Kentucky residents and employees a general overview of whether or not they would be covered under the state's workers' compensation laws.

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Walker Wallace PLC
7403 Saint Andrews Church Road
Louisville, KY 40214

Phone: 502-937-1125
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