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What should you know about workers’ compensation?

If you are a member of the workforce in Kentucky, chances are you are familiar with workers’ compensation. This may be especially true if your job requires significant physical labor, exposure to dangerous conditions or hazardous elements, and the use of heavy industrial or mechanical equipment. Understanding workers’ compensation can greatly benefit you if you are ever injured on the job.

NY Daily News provides laborers like yourself with some basic facts to be aware of in regards to workers’ compensation. These include the following:

  • Make sure you understand your coverage options from the start. When you are hired, read up on your employer’s workers’ compensation package and clarify any questions with human resources.
  • Do not use drugs or alcohol on the job, which can significantly lessen your ability to function safely and make appropriate judgments which could affect your safety.
  • Be proactive, thorough and organized in detailing any injury or illness you fall victim to on the job. Report directly to HR and get copies of all written documents.
  • Know who the medial provider is on your employer’s workers’ compensation package. Visit the listed medical providers and disclose all details of your injury and how it occurred to medical personnel.
  • Ask to see your medical records to verify that all necessary details have been recorded accurately and in conjunction with the timeline of events.

Never lie about injuries happening on the job that did not actually occur while you were working. Doing so could result in fines or even jail time. The information in this article has been created for educational purposes and should not be interpreted as legal advice.

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